We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is perfect for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Additionally, our Stated Income mortgage is a great solution for individuals whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you have any questions or would like to discuss your mortgage options further, please give us a call!